Hard Money Lenders Denver, CO | Tristate Mortgage

FHA Loans Santa Rosa

Purchase your dream home with an FHA Loan!

Federal Housing Administration (FHA) is a great option for homebuyers looking for a mortgage loan with a lower down payment. Borrowers who can not afford the traditional 20% payment may take advantage of this government-insured loan opportunity. 

Unlike a conventional loan, an FHA loan limits lenders to charge only up to 3.5% down payment. Borrowers can also add the closing costs and other mortgage fees into the loan amount. These loans are particularly designed to help credit-worthy low-income and moderate-income families, who do not meet the credit requirements for conventional loans. 


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FHA Home Loans

The process of navigating through an FHA loan can be quite confusing for first-time homebuyers. Therefore, our qualified team is here to guide you throughout your FHA loan application process. Here is what you need to know about FHA loans!

  • Down Payment as low as 3.5% 
  • Flexible credit requirements
  • Debt-to-income (DTI) ratio of 50% or less
  • Cheaper monthly mortgage insurance  for low credit scores
  • Available for several housing options including single-family homes, multifamily homes, condominiums and more!

*Above figures are applicable for FHA loans only

Still thinking what to do? Call us for a free consultation